TERMS & CONDITIONS

Last Updated: 06/29/2026

These Terms and Conditions (“Terms”) govern your use of https://magnoliacityhealth.com/ (the “Service”), operated by Magnolia City Health Insurance - Robert Young (“we,” “us,” or “our”). By accessing or using the Service, or by opting in to receive text messages from us, you agree to be bound by these Terms. If you do not agree, do not use the Service or opt in to messaging.

MESSAGING SERVICES AND SMS COMPLIANCE

Program Description. By providing your phone number and opting in through our website form, you consent to receive SMS/text messages from Magnolia City Health Insurance - Robert Young. Depending on the consent you provide, messages may include appointment reminders, service updates, account notifications, customer support messages, and—only if separately consented to—marketing and promotional messages.

Message Frequency. Message frequency varies based on your interactions, account activity, and communication preferences.

Message and Data Rates. Message and data rates may apply. For questions about your text or data plan, contact your wireless provider.

Opt-Out (STOP). You may opt out of SMS communications at any time by replying STOP to any message. You will receive a one-time confirmation that you have been unsubscribed, after which you will receive no further messages unless you opt in again.

Help (HELP). For help, reply HELP to any message or contact us at (713) 808-1618.

Carrier Liability. Wireless carriers are not responsible for delayed or undelivered messages.

Privacy. For details on how we collect, use, and protect your information—including your mobile opt-in data—please review our Privacy Policy: https://magnoliacityhealth.com/policy

DISCLAIMER

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, Magnolia City Health Insurance - Robert Young disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, and reliability. Your use of the Service is at your sole risk.

LIMITATION OF LIABILITY

To the maximum extent permitted by law, Magnolia City Health Insurance - Robert Young, its affiliates, employees, contractors, licensors, and service providers shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of, or inability to use, the Service, regardless of the legal theory under which such damages are claimed.

GOVERNING LAW

These Terms are governed by the laws of the United States and applicable state laws, without regard to conflict-of-law principles. If any provision is found unenforceable, the remaining provisions remain in full effect. Our failure to enforce any provision is not a waiver of it.

CHANGES TO THESE TERMS

We may update these Terms at any time. Material changes will be reflected by an updated “Last Updated” date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

Questions about these Terms? Contact us:

Magnolia City Health Insurance - Robert Young

Phone: (713) 808-1618

Email: [email protected]

Website: https://magnoliacityhealth.com/